HDFC Regalia Gold Review 2026 — Is It Still Worth It?
Free lounge access, travel points, hotel benefits — we break down everything in plain
English so you can decide in 2 minutes.
- May 31, 2026
- 2:28 pm
HDFC Regalia Gold Credit Card
Best for: Salaried professionals who travel 4–8 times a year
★★★★☆4.2/ 5 — Very Good
Quick Facts
Joining Fee
₹2,500
Joining Fee
₹2,500
Joining Fee
₹2,500
Joining Fee
₹2,500
+ GST
Annual Fee
FREE
Waived on ₹4L spend
Best Benefit
12 Lounge
Visits/Year
Is This Card For You?
Get This Card If You...
Travel by air 4+ times a year
Spend ₹40,000–₹1,50,000/month
Want free lounge access in India
Shop on Amazon, Flipkart regularly
Have salary above ₹70,000/month
Skip This Card If You...
Rarely travel by flight
Spend under ₹20,000/month
Already have Axis Magnus or Infinia
Want pure cashback, not points
Are a student or first-time user
Key Benefits
Airport Lounge Access
12 complimentary visits/year at 1000+ lounges across India via Priority Pass
Airport Lounge Access
12 complimentary visits/year at 1000+ lounges across India via Priority Pass
Airport Lounge Access
12 complimentary visits/year at 1000+ lounges across India via Priority Pass
Airport Lounge Access
12 complimentary visits/year at 1000+ lounges across India via Priority Pass
Airport Lounge Access
12 complimentary visits/year at 1000+ lounges across India via Priority Pass
Airport Lounge Access
12 complimentary visits/year at 1000+ lounges across India via Priority Pass